Source of Funds
Source of Funds explains where the money involved in a particular transaction or account relationship comes from — for example salary savings, a property sale, dividends or a business distribution.
Source of Wealth
Source of Wealth explains how the client’s overall wealth was built over time — employment, entrepreneurship, investments, inheritance or other documented economic activity.
Why coherence matters
Banks often compare the explanation with account history, ownership, tax residence, business activity and transaction patterns. Isolated documents are weaker than a coherent timeline.
Preparation
The objective is not to send the largest possible file. It is to provide an understandable narrative supported by the right evidence and consistent with the wider client profile.
This material is general. Bank requirements depend on the institution, jurisdiction, client profile and applicable AML/CDD rules. ROSVERIA does not guarantee a banking outcome.